Why Shoulder 100% of the Risk?

Too many small and mid-sized businesses are locked into self-funded health plans that seem smart—until a massive claim hits. One client came to me after a single medical event left them on the hook for a $300,000 cash call. It wiped out most of their profts for the year. Next, their renewal rates …..through the roof.

We helped them flip the script. By switching to a Defined Contribution Health Plan, they eliminated that financial risk. During COVID, they told me this move saved their business. Today, they’re still providing affordable, no-risk health coverage to employees—on their terms.

If rising healthcare costs are squeezing your business, let’s connect. I’m happy to share real-world strategies that are working right now.